How to Spot a Scam Text

Recognize urgency, suspicious links, unknown senders, and requests for money.

Before you start

A familiar display name is not proof of identity. Scammers can imitate companies and people you know. The safest next step is to reach the organization through a route you already trust.

Follow these steps

1
Stop before tapping anything.
2
Check whether you know the sender.
3
Look for pressure, threats, prizes, or unusual urgency.
4
Do not send money, gift cards, passwords, or verification codes.
5
Open the company’s official app or type its website yourself.
6
Block and report the message if it is fraudulent.

Examples

Your package is held. Pay $1.99 now.

Your bank account is locked. Verify your password here.

I need gift cards immediately—do not call me.

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Next Lesson →

Try it yourself

Read the fictional package-fee example below. Identify the unexpected payment request and the pressure to act. Explain how you would check delivery status without opening the message’s link.

If you get stuck

If you already entered a password, use a trusted device to change it on the real service and review recovery options. If you sent money, contact the payment provider promptly. Do not pay someone who promises guaranteed recovery.

Sources and further help

Expanded September 15, 2026. AI-assisted educational content. Interfaces may change; consult the official guide for your device.

FTC: text-message scams

Keep a useful prompt handy

The free AI Starter Kit includes four reusable prompts, a safety checklist, and a 15-minute practice plan.

Open the free Starter Kit →